Never use a paper check again. Send digital checks in just three simple steps.
Enter recipient's name, email, memo, and payment amount. After you enter the payment details, Paynote directly emails your clients the digital check or invoice.
Recipient receives an email and enters their bank info. Your client clicks a link and securely adds their information. No need for them to have a Paynote account.
Funds are transferred.
The funds are sent directly into their bank account.The recipient pays nothing. No hidden charges—ever.
Gone are the days of long processing times, exorbitant wiring fees, and tedious verification processes. With Paynote, your company can receive and send digital checks online instantly via ACH. Skip the hassle and update your payment method with modern security and payment technology.
Get Started With PaynoteNo credit card required. Immediate access.
No account or apps needed to download.
Recipients never pay a fee.
No credit card required.
Then try Paynote, the easiest way to receive and send digital checks online via ACH from clients or vendors.
Paynote directly emails your clients the check or invoice
Your client clicks the link & securely adds their bank information. (They don’t need a Paynote account)
The money is deposited within two business days. The recipient pays nothing. No hidden charges - ever.
Send a check online, no matter the payment method. Pay by checks, credit cards, or bank transfers can be all be paid online with Paynote:
Estimated cost to send $1,000
Banks charge high fees simply because they can. Most small business owners have no other options. Writing and sending business checks can cost between $4 and $20, based on the price of postage and the employee time writing, mailing, and reconciling the check.
Paynote uses your bank account to send or receive a bank-to-bank transfer. Requesting or sending money from any bank account instantly through Paynote is like writing or cashing a check, only without the physical paper. This means no paper, postage, or waiting for checks in the mail. Digital checks make everything easier.
We hate abusive fees as much as you do. That's why we developed Paynote.
Get StartedSend checks and invoices online instantly and easily from clients or vendors. No credit checks or extensive bank underwriting required. We have affordable pricing options for every budget, and Paynote will save you money in the long run.
Pay or bill clients, vendors, contractors, landlords, or anyone else. Use our advanced verification tools to verify client funds before the payment is processed. Easily balance your books with Paynote's detailed payment tracking system.
Try Paynote now for free!
Enter the details below to see how Paynote works.
Bye bye bank & credit card fees.
Try Paynote now.
Send Checks
With Paynote, sending checks online is super easy with our intuitive dashboard, with options for both one-time and recurring payments.
Send Invoices
Paynote creates one-time or recurring invoices. We email the invoice to your customer. You get paid!
Customized for You
You can customize the recipient’s Paynote experience by adding your business’s logo.
Next Day Transfers
Paynote offers fast, next day electronic transfers. Send money online almost instantly to and from all US bank accounts.
Recipients will never need an account or app to pay your invoice or receive a payment.
Paynote securely connects to your bank. No need to share sensitive account information.
Clients just click on the link in the email, connect to their bank account, and pay the invoice. That's it.
Paynote is always free for the recipient, no account needed or apps to download.
Bye bye bank & credit card fees.
Try Paynote now.
Stop getting squeezed by Big Banks and credit card processors.
Try Paynote now.